With the new healthcare reform bill phasing in over the next few years, there has been much debate over whether or not the new healthcare bill passed last year is constitutional or not. Personally, forcing people to buy health insurance, is not constitutional. Not only that, it creates what the text book calls a negative externality. The text book defines a negative externality as "...when one party directly imposes a cost on others" (pg. 327). By forcing people to buy insurance and by passing legislature requiring insurance companies to offer coverage regardless of whether or not the individual has a pre-existing condition or not, it increases the cost to those who are paying premiums. An article by Sheryl Gay Stolberg of the New York Times explains that "Requiring coverage brings both sick and healthy people into the pool of those insured, which is essential because premiums paid by the healthy offset the cost of covering the sick. Otherwise, healthy people wait until they are ill to buy insurance, which leads to what policy analysts call a “death spiral” in which premiums skyrocket out of control"(http://www.nytimes.com/2011/11/16/health/policy/insurance-mandate-may-be-health-bills-undoing.html). The government has stepped out of bounds by passing the new healthcare reform bill. By requiring insurance companies to cover a larger pool of individuals, the cost to the companies will rise and we as a result will have to pay higher premiums. The healthcare reform bill creates a negative externality for society. Whether it is by paying higher premiums or paying higher taxes in order to support the new socialized medicine program, the cost to us will continue to increase.