JUST SAY NO!...To Credit...

It seems like every time you go into a store, you are inevitably asked if you would like to receive a wonderful store credit card...and after a while, sales clerks can become very pressuring, and that's why this credit article was so appealing to me. The author of this article basically highlighted that while many stores can lure you into getting credit from them, it is often at your expense, and their gain. So what if you can save _%? You still have to pay that purchase back, and if it's late, you'll have to cough up hefty interest charges. I don't like this tactic, because many young people can be attracted to upfront discounts, etc., but truly have no business getting a credit card. It's amazing, who they'll extend credit to! I can't stress enough how important it is to spend less than you make. It is a simple, universal principle that will help you attain things that money can't buy...freedom, security, and peace of mind!