Flood Insurance in Utah

Many of us in the state of Utah had never considered flood insurance until the disaster that was created by hurricane Rita and Katrina. The MSNBC article states that all homeowners should have some degree of flood insurance, whether it is partial or full coverage. Flood insurance can protect you from large storms, rising water or clogged drainage systems. This could happen to anyone throughout the U.S. even in areas that flooding is never a concern. Considering local situations such as St. George and the homes that sit along or near the Virgin River, should if not upon completion to building their homes purchase flood insurance due to the high risk that is increased by the location. If your home is in an area with slight to no risk regarding the event of a flood, the insurance premiums can cost as little as $112 dollars per year. This would certainly bare some relief of the fact that what you have invested your life into is secured.